Everything you need to manage student life on your own, inside one Excel file.
No app to install, no subscription, no bank sync quietly reading your account. worthwell is a private workbook, built by hand and deep enough to handle rent, groceries, everyday costs, and everything in between, whether you're managing money on your own, living in a hostel, sharing expenses with a partner, or running a household.
- No bank sync, ever
- No account, no login
- Works fully offline
You already have three other options. Here is what each one costs.
Every one of them fails the same person the same way. This is the honest version of why worthwell exists.
Subscription trackers
$9 to $15 / mofor as long as you use it
worthwell is bought once. The monthly line item stops existing, and the file keeps working whether or not the company does.
Free templates
1 flat sheetabandoned by week three
A single grid with no guidance is a chore. worthwell is a set of sheets that feed each other, so entering one number updates everything downstream.
Building it yourself
120+ hoursmost people never finish
The formula work is the part that stalls. worthwell arrives built and tested, so the whole job is filling in your own numbers.
Thirteen sheets. One file. Nothing you have to build.
A first look at what is shipping across all 13 connected sheets, including the core modules below. The formulas stay closed until launch.
Daily Ledger
Every transaction in one place, categorised as you enter it.
Sinking Funds
Money set aside on a schedule for the costs you know are coming.
Debt Payoff
Balances, interest, and the date each account finally clears.
Dashboard
What came in, what went out, and what is left, on one screen.
Multi-Currency
Accounts in more than one currency, converted at a rate you set.
Reserve your spot before it opens.
Early access opens to this list first, at the lowest price the file will ever carry. No payment now, just your email.